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First of all, in this Year of Tiger, 虎 (you) wants to be a millionaire?

To me, I have no interest in being a millionaire. I just hope my income (if not sufficent in the time of difficulties) and wealth can cope with my consumption in my lifetime:
Stock and flow map of income, Wealth and consumption

So besides trying to increase my income and wealth to meet my consumption rate, I also control my consumption by spending only on the true needs.

That’s why I can be happy.

Major fishery collapsed, and I did not care about – because I was rich enough to have the remaining fish;
There were more and more wildfire, and I did not care about – because I am not living near the forest;
Some countries faced water scarcity, and I did not care about – because in my place, rainfall is more than enough;
Sea level rise is inundating river delta, island nations and coast, and I did not worry about – because I can always move to my summer house in the highland;
The high food price prolonged hunger, and I did not worry about – because my country is self-sufficient in grains;
Oil is getting expensive, and I did not worry about – because my country exports oil;
Then the world war began and epidemic outbreak – and there were no one left to help me.

The boiling frog slows to react because the changes are gradually. Something changes gradually is not salient, the skill we developed during the evolution process to select things to pay more attention. Unfortunately, overshoot symptoms are often distant in space and time, therefore often less salient.

For example, sea level rise is almost unnoticed because it is very slow. But if it is consistently rising, one day we will find ourselves need to move to higher place after more and more severe flooding occured. The increase in flood risk is the indirect outcome of sea level rise.

It is well-documented that people performed poorly in simple stock and flow task, especially when the flows information are displayed as Behavior Over Time graph, the difference between flow and stock becomes less salient. Event is more salient than process/bahaviour, which is still more salient than the underlying structure, needless to say the prevailing mindset (mental model, paradigm) which bring up the structure.

I denote such fallacy which only focus on the salient things and ignore the important but less salient things as saliency trap.

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